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Financial Planning – What, Why & How?

3 Comments / Financial Planning / Krishna Ranjan

IMPORTANCE OF FINANCIAL PLANNING Financial Planning Provides Direction To Your Goals & Dreams It helps you understand your goals better in terms of why you need to achieve these goals and how they impact other aspects of your life and finances. Financial Planning Make You Disciplined Towards Money You do not spend unnecessarily; you start […]

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EMI vs SIP: Which one would you choose?

1 Comment / Financial Planning / Krishna Ranjan

EMI vs SIP: Which one would you choose? If you plan your financial goals and investments wisely through SIP, then you may never have to take loans and service the EMIs. When you consider taking loan from Bank, you agree upon paying monthly installments with certain interest rates fixed by Bank. Although your immediate desire

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Importance of Emergency Fund Planning

1 Comment / Financial Planning / Krishna Ranjan

WHAT IS AN EMERGENCY FUND? Emergencies are those unexpected events which we generally don’t plan for. The most common examples of emergencies that people save for are unexpected medical bills, sudden job loss, major car repairs, accidents or financial crises. Emergency fund planning is a critical part of financial planning because sudden changes in life

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